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PCH plans generally run for between two and five years. The monthly repayments and interest rate are fixed for the full hire period. Your road fund licence is always included for the first year on PCH, and all servicing and maintenance costs can be optionally added to the plan.
As payments are based only on the difference between the car's value now and at the end of the term, they will always be attractively competitive. The monthly cost is likely to be lower than taking out a loan.
When a PCH agreement comes to an end, simply return the vehicle and optionally begin a new plan with a different model. In this way, you can lease – and change – cars with ease. Taking ownership of the vehicle is never an option, so you avoid any depreciation in the value.
For Suzuki, MG and Mazda cars on finance, come to Green 4 Motor Company. Our Leamington, Coventry & Stourbridge dealerships can give you more advice on all finance types and managing your motoring budget.